Name of Host Organization: Atlanta Legal Aid Society
City, State: Atlanta, Georgia
Issue area: Housing/Homelessness
Sponsors: The Home Depot, Ford & Harrison LLP
Kristen helped unemployed and underemployed homeowners in metro Atlanta avoid foreclosure by accessing relief under HomeSafe Georgia and the National Mortgage Settlement.
Need Addressed By Project
The Atlanta metropolitan area has been hit especially hard by the ongoing foreclosure crisis. The current wave of foreclosures is driven by a dramatic increase in formerly middle class homeowners thrown into financial distress by layoffs or reduced wages. Until recently, very little assistance has been available to this group. In 2011, Georgia launched the HomeSafe Georgia program using funds received as one of 18 states “hardest hit” by the foreclosure crisis. This and other programs available to Georgians offer mortgage payment assistance for unemployed and substantially under-employed homeowners, but have been widely underutilized to date.