Student Debt Relief
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Podcast: Get full credit for loan payments
Public Service Loan Forgiveness cancels the remaining balance on Federal Direct loans after 10 years of qualifying monthly payments. This six-minute podcast explains what constitutes a qualifying monthly payment.
Student Debt Relief Webinar Series
Getting Your Student Loans Forgiven: How government and nonprofit employees can earn public service loan forgiveness
Higher Education Reauthorization Act Loan Repayment Assistance Programs
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The Higher Education Reauthorization and College Opportunity Act of 2008 establishes four new loan forgiveness and repayment programs that benefit public interest lawyers including the John R. Justice Prosecutors and Defenders Incentive Act, Loan Repayment for Civil Legal Assistance Attorneys, Loan Forgiveness for Service in Areas of National Need and Perkins Loan Cancellation for Public Service. Rules will be established by the federal agencies responsible for administering these programs and Equal Justice Works will post updates as this process moves forward.
The John R. Justice Prosecutors and Defenders Incentive Act
Providing $10,000 per year in exchange for a one time renewable three-year commitment for state and local prosecutors and public defenders.The Legal Assistance Loan Repayment Program
The program of loan forgiveness for service in areas of national need authorizes the Education Department to provide up to $2,000 per year for up to five years for those serving in specified “areas of national need”. Among such areas are prosecution, public defense, and legal advocacy in low-income communities at a nonprofit organization.Loan Forgiveness for Service in Areas of National Need
Providing no more than $2,000 per year for five years for Public Sector Employees, including public interest legal services (prosecution, public defense, or legal advocacy in low-income communities at a nonprofit organization).Perkins Loan Cancellation for Public Service
Providing partial loan cancellation for persons in specified public service jobs including federal public defenders.Tools
- Student Debt Podcast Series stream, download or subscribe for tips and tools on coping with student debt.
- Student Debt Forum: a place to post questions, receive answers, and join discussions with others concerned about student debt.
- Financing the Future: Responses to the Rising Debt of Law Students a study detailing the characteristics of loan repayment assistance programs.
- The Equal Justice Works Guide to Law Schools a free interactive online resource of public service opportunities, curricula and financial programs at more than 150 law schools in the United States.
External Links & Resources
- To access H.R. 4137, visit www.opencongress.org/bill/110-h4137/show. Equal Justice Works will post more information as it becomes available. Click here for the Congressional Budget Office Cost Estimate for HR 4137. Please direct any questions to debtrelief@equaljusticeworks.org.
This Directory was last updated on April 01, 2009. Each entry in the Directory is verified and updated at least annually.