State-Based Loan Repayment Assistance Programs

Updated Resource | 06/01/2011

Comprehensive information about State-Based Loan Repayment Assistance Programs including which states have programs, who can benefit and how to start or expand a state-based Loan Repayment Assistance Program. Tools include podcasts and an interactive forum.

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Almost all state loan repayment assistance programs (LRAPs) require recipients to be practicing law in “qualifying employment” within the state. Characteristics of state LRAPs vary, but definitions of “qualifying employment” in all states include civil legal aid and in some states include public defense, prosecution and other government and nonprofit legal organization work.

State LRAP Legislation

The American Bar Association maintains information about pending and enacted legislation to create statewide loan repayment assistance programs.

State LRAP Programs and Contacts

Created and administered by bar associations, bar foundations, independent nonprofit organizations and state education administrations, 23 states offer loan repayment assistance programs, providing financial aid to public interest lawyers.

The American Bar Association in collaboration with Kelly Carmody of Carmody and Associates maintains a listing of statewide LRAPs. Equal Justice Works thanks the ABA and Kelly Carmody for this information. There are twenty-three statewide loan repayment assistance programs.

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