Over 100 law schools around the country provide Loan Repayment Assistance Programs to their graduates. These assistance programs provide you with free money to put toward your student loan payments if you meet certain requirements, such as making less than a certain amount of money or working for certain organizations. Visit the links below for further information about the details of each law school's LRAP.
Student Debt Relief
Income-driven repayment plans help by lowering monthly payment amounts. These programs also provide forgiveness for borrowers still repaying their loans after 20 or 25 years (depending on the plan) regardless of their chosen profession. They are the preferred repayment plans for most borrowers working towards Public Service Loan Forgiveness, because they help ensure their monthly payments are affordable and that they receive the full forgiveness they have earned in return for their public service.
It is important to understand the basics of student loans and the major types of loans available. The types of student loans you borrow will affect your eligibility for certain borrower protections and debt relief programs such as income-driven repayment plans and Public Service Loan Forgiveness.
NEW: Resources for Designated State Agencies
Equal Justice Works, in consultation with the Bureau of Justice Administration, has developed a description of the grant application process and sample State JRJ Program Guidelines and Application. These materials are designed to assist managers of the designated state agencies charged with the responsibility of administering John R. Justice funds in their state.
Loan Repayment Assistance Available for Civil Legal Assistance Attorneys: APPLY NOW
A new loan repayment assistance program for civil legal aid attorneys is now available. The Civil Legal Assistance Attorney Student Loan Repayment Program (CLAARP) will repay a portion of eligible federal student loan debt for civil legal assistance attorneys who are employed full-time. The attorneys will need to remain employed for three years or pay the assistance back.
Today’s graduates carry higher levels of educational debt than previous generations. The mortgage-sized debt burdens of law school graduates have far-reaching effects that harm the legal profession and our justice system.
Public service is a calling for many, and a career that provides countless rewards. However, in recent years, research on employment trends has shown an alarming shortage of public sector and social justice jobs that provide a reasonable standard of living for those with educational debt.
The median entry-level salary for an attorney from the class of 2008 at a civil legal services organization was $40,000.
Almost all state loan repayment assistance programs (LRAPs) require recipients to be practicing law in “qualifying employment” within the state.
Some employers provide Loan Repayment Assistance Programs for the benefit of their employees with student debt. Such programs exist at some non-profit and government employers, and are typically designed with the goal to recruit and retain qualified staff.