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Student Debt Relief

Law School LRAPs

Over 100 law schools around the country provide Loan Repayment Assistance Programs to their graduates. These assistance programs provide you with free money to put toward your student loan payments if you meet certain requirements, such as making less than a certain amount of money or working for certain organizations. Visit the links below for further information about the details of each law school's LRAP.

Income-Driven Repayment Plans

Income-driven repayment plans help by lowering monthly payment amounts. These programs also provide forgiveness for borrowers still repaying their loans after 20 or 25 years (depending on the plan) regardless of their chosen profession. They are the preferred repayment plans for most borrowers working towards Public Service Loan Forgiveness, because they help ensure their monthly payments are affordable and that they receive the full forgiveness they have earned in return for their public service.

Understanding Your Student Loans

It is important to understand the basics of student loans and the major types of loans available. The types of student loans you borrow will affect your eligibility for certain borrower protections and debt relief programs such as income-driven repayment plans and Public Service Loan Forgiveness.

John R. Justice Student Loan Repayment Program (JRJ)

NEW: Resources for Designated State Agencies

Equal Justice Works, in consultation with the Bureau of Justice Administration, has developed a description of the grant application process and sample State JRJ Program Guidelines and Application. These materials are designed to assist managers of the designated state agencies charged with the responsibility of administering John R. Justice funds in their state.

Civil Legal Assistance Attorney Student Loan Repayment Program (CLAARP)

Loan Repayment Assistance Available for Civil Legal Assistance Attorneys: APPLY NOW

A new loan repayment assistance program for civil legal aid attorneys is now available. The Civil Legal Assistance Attorney Student Loan Repayment Program (CLAARP) will repay a portion of eligible federal student loan debt for civil legal assistance attorneys who are employed full-time. The attorneys will need to remain employed for three years or pay the assistance back.

Student Debt

Today’s graduates carry higher levels of educational debt than previous generations. The mortgage-sized debt burdens of law school graduates have far-reaching effects that harm the legal profession and our justice system.

Public Service Salaries

Public service is a calling for many, and a career that provides countless rewards. However, in recent years, research on employment trends has shown an alarming shortage of public sector and social justice jobs that provide a reasonable standard of living for those with educational debt.

The median entry-level salary for an attorney from the class of 2008 at a civil legal services organization was $40,000.