Often, graduates who choose to use their degree to serve the public interest find the reality of repaying educational loans can make surviving on a public interest salary difficult, and often requires a trade-off of comforts enjoyed by others in the same profession.
There are relief and forgiveness programs available that can help!
Equal Justice Works has played a leading role in advocating for and shaping educational debt relief programs, and the Educational Debt Relief program provides information and guidance that can help you serve the public interest while managing your high educational debt.
Stay the course you chose! Knowledge of available relief and forgiveness programs, including Income-Based Repayment and Public Service Loan Forgiveness, as well as how to use Loan Repayment Assistance Programs (LRAPs) available from schools, employers, and government can help you overcome some of the financial barriers you may be experiencing and help keep your educational debt manageable on your salary.
We offer a wealth of information to help you understand the requirements of repayment assistance, relief and forgiveness programs. We have information on:
Public Service Loan Forgiveness (PSLF)
One of the most significant breakthroughs in a generation for those working in public service positions. Find out how working in public service can help you earn forgiveness in ten years.
Income-Based Repayment (IBR)
Substantially reduce monthly student loan payments if you have high educational debt relative to your income.
Loan Repayment Assistance Programs (LRAPs)
Find out about these programs often offered by schools, employers, states and the federal government to help you manage educational debt.
PLUS: Find out how you can advocate for your school to support students and alumni who pursue public interest work.
Our ebook, Take Control of Your Future, offers a range of information and guidance, from borrowing to repayment and relief programs, so you can manage your educational debt and take control of your future!
Free Interactive Webinars
Learn how each type of relief program works; and how they can work together: LRAPs can provide funds to make lowered, income-based monthly payments while working toward Public Service Loan Forgiveness!
Register to attend one of our interactive webinars on educational debt relief programs to get started now!